The option to include a memo line is worthless for those using the ChMS for donor management. Churches often need to set up a one time giving account for a project. I can set an "Other" account on the giving widget and include a memo line. However, when I got into Elvanto, the transaction only shows "tithe.ly" on the memo line. This is disappointing, because it requires counters to have to learn how to use both the ChMS as well as tithe.ly giving portals.